Pimec And Arboribus collaborate to approach to the Catalan companies an innovative and alternative system of financials

Arboribus is a pioneering initiative in Spain that creates an alternative of financials and of investment to the traditionally offered by the financial entities. Through the platform of Arboribus, the person spueden presar money directly to small and medium enterprises, obtaining attractor trucks profitabilities. To his time, the companies can achieve a financials that complement his needs, in competitive conditions and out of the canar banking usual. The system knows with the name of crowdlending.

The hardening of the conditions of access to the financials affects especially to the SMEs and in particular to the smallest companies. As it indicates Fran of the Tower, manager of the Departament of Consultoria Estratègica i Finançament of Pimec, “does lacking to take advantage of all the alternatives to our scope to improve the options and conditions of financials of our productive fabric, with the final aim that ours companies can take advantage of more and better the opportunities of business”.

According to Josep Nebot, cofounder of Arboribus, “deleting big part of the costs of the banking system, the investors can obtain performances from among the 6 and 12%, with reduced and transparent commissions, in addition to funding directly the productive economy”.

Nebot Signals that “the crowdlending estña showing be very effective to pipe the save and the private investment in the productive economy and rests on two big pillars: the transparency and the diversification. The platform allows to diversify easily the investments distributing them in distinct companies, so that the risk that assume the investments can manage and, in front of a non-payment, the impact in the profitability minimises ”. As it already is happening in a lot of other countries, continuous Nebot, “the direct loans to companies are a product of investment increasingly institutionalised that it can offer some variables of profitability/attractor trucks risk”.

Pimec Has a network of advisers delivered by all the Catalan territory that give support to the companies in a lot of areas of business, and achieve a suitable and economic financials is one of the recurrent tasks. As of the Tower, “through Arboribus, the companies advised by Pimec have a new channel of financials that can complement the banking traditional”.

From this agreement will do diffusion of this new alternative of financials between the companies linked to Pimec, establishing a channel of direct communication between the Departament of Consultoria Estratègica i Finançament of Pimec and the technicians of Arboribus.