Zetes Launches the first solution of payment certified for professional mobility

Spain is one of the countries of the world with more per capita charge cards: 80% of the population has one or miscellaneous and uses them usually in his shopping. To this data it is necessary to add him the peak of the electronic trade, that month after month beats records of sales. The majority of this shopping receive in the own domicile and pay contrarrembolso to the messenger, well in cash well with card. To the cape of the day, the messenger can arrive to have in his have a considerable quantity of money and of resguardos of payments with card, what can ocasionar the chaos to the hour to ‘square the box'. Zetes detected the problem and contrived a new system of payment with card that allows his direct integration with any application of mobility, with what can manage said payment from the same terminal Motorola synchronising the operation of payment with the own operative of the application.

Zetes, specialist in solutions of identification and mobility, has launched recently the first solution of payment certified in Spain for professional mobility. Jordi Soler Pla, director of Technological Development for the south of Europe of Zetes, and ‘father', together with his team, of this novelty, presented to the means the system, approved by RedSys, main processor of payments of the country, and that allows to the mobile workers realise the payment of the services loaned with charge card or debit of safe form, reliable and in real time. “In Zetes detect the problem to earn a service to domicile or a contrarrembolso with charge card. The loaderss are used to to use a datafono autonomous but at the end of the day, especially in big fleets, presents a problem of management”, commented to Be used to. “Sometimes —it followed the director of Technological Development— pays in cash, and sometimes with card. To the cape of the day have to square numbers and does difficult if each payment has followed a different way. Besides, in a standard system of payment in card does not know if the bank has retreated the receipt, or can make a mistake the operario to the teclear the amount… All this originated the chaos”.

Besides, the payment in cash ocasiona that the operario finish accumulating money in his pocket, with the risk to be stolen and the problem to have to ingresar in a banking entity losing time of his working time. And even, some companies demand the payment the same day of delivery, with what some companies have to advance this money of his own arks. “All this with the cards speeds up ”, affirmed to Be used to. Fortunately, the means of payment have evolved, and are happening of the card with magnetic band to the card chip EMV. From January of this year all the banking cards that issue in Spain are with chip and more than 77% of the cards in circulation already have it. The change to EMV no only has added a chip to our card but it has improved substantially his hygiene. “Another detail to take into account of the cards EMV is that for the trade, accept charge cards with magnetic band means to assume the risk of this operation and thus they always asked the identification of the title of the card. If this operation was retreated or demanded, the one who lost was the trade”, explained Jordi Soler. “With the new cards, the trade never will see retreated an operation and therefore, the risk of fraud falls in the owner of the card”, added. This point is essential in the systems of payment of card in mobility, since it does not run the risk in the payment of operations of customers that never will see again.

Besides, finished the datáfonos connected by wire to the telephone line that had to establish first a call to be able to validate the payment. With all this, already is possible to integrate beside the hand-held terminals instrumented with connectivity GPRS, 3G or Wifi the pinPad of corresponding payment, that allows to manage so much the payment with cards with magnetic band as with chip, deleting additional costs of communications.

The solution of Zetes is a “rucksack” or ‘pinPad' that adds to the usual terminal although for the moment only to the models MC75, MC65 or MC55 of Motorola, “the most usual models in this type of operations”. Adding them the ‘pinPad' of payment of Motorola, the terminal turns into a half that accepts the charge cards or debit, allows the introduction of the PIN, as well as the visualisation of specific messages through his own screen, independent of the terminal, as it demands the valid rule. The pinPad of Motorola integrates ‘all-in-one' with the terminal, by what does not require of second batteries neither loaders neither of lines GSM/3additional G.

The operation of payment links automatically with the operative in course inside the own application of the customer, “by what does not require of the back work to marry the financial operations with the operative, being the square always automatic. When validating the operation on line, in real time, the confirmation of the same is definite”. Already it was with charge card or debit. To require the signature of the protect, captures digitally in the digital screen of the terminal and transmits directly to the processor of payment for his storage, ridding the trade of the task to store receipts signed to face up to potential back claims.

With the possibility to manage the payments of wireless form and integrated cheese cheese with the terminal own mobiles of the customer for his daily management, expand the provision of the current hand-held terminals. Can manage the payment with charge card in the same unit hardware no only facilitates the operative but it contributes a series of advantages like the direct association of the payment to the operative in course, finishing with the tonnages of accounts of payment required later in off-line when it used a datafono autonomous. Besides the validation of the payment insitu receives the permission in real time. The system reduces the handle of effective, deleting the risks to carry high sums of effective on, management of the change, enclosures of box, etc. Likewise, facilitates the payment to the instant, without need of preavisar so that the customer have the effective ready and reduces the time of availability, no more transfers between delegations.

The homologation of marks that has obtained Zetes through RedSys, guarantees that this solution of mobile payment can use with the majority of Banks and boxes of Spain and accepts all the charge cards and debit of VISA, MasterCard, Electron, Teacher and American Expresses, already are issued by Spanish banks like foreigners. RedSys Manages more than 80% of the payments with card that realise daily in Spain. “Our customers can follow working with his usual banking entity simply opening a code of trade that accept charge cards and from Zetes provide them all the solution. It is totally transparent: there is not intermediate neither there are monthly loads that overload the taxles of the bank”, affirmed to Be used to.

The new solution developed by Zetes is ideal for the sector of the logistics and the transport, where in the systems of management of deliveries is very important the management of payments and contrarrembolsos, especially for products of high range. With the solution of Zetes is possible to register additional services of delivery and sale and clear the payments in the act, which helps to answer to the needs of the customer, including returns and repayments. Likewise, it offers information detailed of the transactions of credit and debit thanks to his countable reports. But also it can be very interesting in the sector retail, the mobile payment, so much inside the shop as it was, when contributing a greater flexibility that makes possible the closing of the sale and payment in the same point, without need to head to the tail of box to realise the payment. “Our device could be useful in these big surfaces for what calls ‘burn tails', in seasons of discounts for example that the trade remains short of boxes. With our device can earn in card in several points of the shop”, explained Jordi Soler. Besides, this terminal can link easily with the called ‘runways of payment' that allow to buy in big trades with charge cards but also with cards give or of fidelización.

The novelty that presents Zetes has certified for the moment only in Spain and carries in the market 5 weeks. “Zetes Is a multinational and although this system only has the local certification in Spain are working the certification also in Portugal, Belgium and Italy. In spite of this, if the customer is had to work with Spanish entities, can sell to any country of the world, do not have to limit it only to the Spanish borders”, concluded to Be used to. His sale neither limits to customers that do not have of terminals of payment of card, since it offers several possibilities: “Zetes can sell only the terminal and his applications or can integrate it to the applications of our customers that already have the terminal, even if they are not ours. It does not have why be an application 100% Zetes, since we can facilitate the management of payment with charge card in solutions of third and even of our competition. The option is opened”.

The new system of payment of card is fruit of the work of the department that directs Jordi Soler Pla, the one of Technological Development. Soler coordinates the technical equipment of Zetes of all the south of Europe. “Our work is to detect possible innovations. Often it is a first customer, a pioneer that gives us an idea and if we detect that it is potentially exportable, put us to work in the most standard solution possible to achieve success in the installations. We are constantly innovando, the technology drags ‘us' and forces us to this” affirmed to Be used to.